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Virtual Credit Cards (VCC)

Learn how you can get around the 1 pair per person limit

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Last updated 4 years ago

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Just in case you didn’t know, most sites limit purchases to 1 product per person and cancel your orders if you exceed this limit. There is a couple of exceptions but that's for another time.

How to get multiple payment methods.

You can either use your bank’s service (for example with some CITI credit cards you have the option to generate Virtual Credit Cards, also called VCCs) or use a service, that issues debit cards.

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Revolut is available mainly for UK/Europe. It is also in CA and the USA but there is currently a waitlist that you need to get through to be able to sign up. They allow you to get up to 9 cards with their premium account (5 with the Standard - free one). The only downside is that it's prepaid. Which means that every time you'd like to buy something using Revolut, you first need to top up your account (unless you already topped up before)

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Another option for Europeans is iCard, which allows you to create up to around 20 cards. Each card costs €1 though! This service isn't available anywhere else except Europe. iCard is also prepaid and works similarly to Revolut.

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Curve gives you one free card. It has one advantage that makes it so great. It works as a card "proxy" - which means that whenever you use your Curve card, you get charged on your original card that you add into the Curve app beforehand. It’s very convenient if you use a lot of credit/debit cards (you can bind them all to Curve and then just switch between them) and on top of that, you can also get a 1% cashback on a couple of selected retailers (the cashback is free for a couple of months, then if you want to keep it you have to pay around $10/month).

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Transferwise is a prepaid service, which has nice exchange rates. They only give you one card but you can save a ton of money on fees by having an account with them. More info on that in the guide below!

Revolut
iCard
Curve
TransferWise